美国退休人员协会测算:2027年社会保障生活成本调整预估


2026年9月11日 美国东部时间11:24 / 哥伦比亚广播公司新闻

据美国退休人员协会(AARP)的最新估算,8月持续高企的通胀可能推高2027年面向社会保障受益人的生活成本调整幅度。

据该 advocacy 团体测算,基于周三公布的8月消费者物价指数(CPI)数据,2027年的生活成本调整(COLA)预计为3.6%。一个月前,AARP曾预测增幅为3.5%。

其他机构的预测则略低:为美国老年人发声的 advocacy 团体“美国老年公民联盟”预计调整幅度为3.5%,较此前预估的3.6%有所下调。

若调整幅度达到3.6%,将是2023年以来社会保障支付金额最大的年度上调。该项目的7000多万受益人依靠年度生活成本调整来确保福利能够跟上通胀水平,不过有批评人士指出,这一调整措施未能抵消美国老年人和残障人士面临的物价压力,其中包括不断上涨的医疗成本。

据美国社会保障总署数据,截至今年1月,退休工人的平均月度社会保障金为2071美元。这意味着3.6%的生活成本调整将使平均月度福利增加约75美元,到2027年初达到约2146美元。

官方的生活成本调整要到下个月才会公布,届时美国社会保障总署将根据7月、8月和9月的通胀数据计算下一年度的通胀调整幅度。

9月的消费者物价指数报告将于10月14日公布,美国社会保障总署也将于当日宣布2027年的生活成本调整方案。

https://www.cbsnews.com/minnesota/video/financial-expert-talks-longevity-of-social-security/

Here’s the projected Social Security COLA for 2027, according to AARP

September 11, 2026 11:24 AM EDT / CBS News

Stubbornly hot inflation in August could push up the 2027 cost-of-living adjustment for Social Security recipients, according to a new estimate from the AARP.

The 2027 COLA is now projected at 3.6%, based on the August Consumer Price Index figures released on Wednesday, according to the advocacy group. AARP had forecast a 3.5% increase a month ago.

Other groups are forecasting a slightly lower COLA, with the Senior Citizens League, an advocacy group for older Americans, projecting a 3.5% adjustment, down from its prior estimate of 3.6%.

A benefit increase of 3.6% would represent the biggest annual adjustment in Social Security payments since 2023. The program’s more than 70 million recipients rely on the annual cost-of-living adjustment to ensure their benefits keep up with inflation, although some critics say the measure has failed to offset the price pressures facing older Americans and people with disabilities, including rising healthcare costs.

The average retired worker received $2,071 a month in Social Security benefits as of January, according to the Social Security Administration. That means a 3.6% COLA would increase the average monthly benefit by about $75, raising it to roughly $2,146 a month at the start of 2027.

The official COLA won’t be announced until next month, when the Social Security Administration will calculate next year’s inflation adjustment based on the July, August and September inflation data.

The September CPI report will be released on Oct. 14, with the Social Security Administration set to announce the 2027 COLA the same day.

https://www.cbsnews.com/minnesota/video/financial-expert-talks-longevity-of-social-security/

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