2026年9月17日 美国东部时间早上6:00 / 福克斯新闻
更高的利率可能会让美国民众在购房或购车时每月多付数百美元
作者：阿曼达·马西亚斯 福克斯新闻
美联储三年来首次加息
格拉梅西基金管理公司董事长穆罕默德·埃里安在《美国报道》节目中拆解了美联储主席凯文·沃什的加息决定：尽管唐纳德·特朗普总统反对，但美联储仍三年来首次加息，他分析了这一举措对通胀、金融市场、经济增长的潜在影响，以及该举措对消费者和投资者的意义。
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随着中期选举临近，唐纳德·特朗普总统希望通过降息缓解美国家庭的经济压力。但美联储却在周三宣布加息。
这一决策旨在遏制顽固的通胀，但会让选民的借贷成本上升，并且在距离美国人投票决定哪一政党掌控国会仅剩不到两个月之际，对特朗普的经济承诺造成重大打击。
美联储并不决定食品、汽车或住房的价格，但它的决策会影响美国人的借贷成本，尤其是在购房或购车时。即便房屋或车辆的售价没有变化，加息也可能让每月还款额增加数百美元。
一场鲜为人知的会议决定了美国人能负担什么——以及不能负担什么
美联储制定国家利率政策，影响家庭和企业的借贷成本。（亚历克斯·王/盖蒂图片社）
联邦公开市场委员会（FOMC）周三将联邦基金利率上调0.25个百分点，区间升至3.75%至4%。此次加息是美联储三年来首次，目的是放缓通胀——当前通胀仍高于央行设定的2%目标。高能源价格和关税加剧了家庭预算压力，美联储的预测显示，如果通胀持续高企，今年晚些时候可能会再次加息。
此次加息让特朗普提名的、执掌全球最强大央行的凯文·沃什与总统呼吁降低借贷成本的立场产生分歧。
这一决定可能会加剧两人的关系紧张，并让人回想起特朗普与前美联储主席杰罗姆·鲍威尔多次爆发的冲突。
特朗普抛出5000美元支票计划，因债务飙升——但前提是共和党能跨过中期选举的重大难关
此次加息也让美联储主席凯文·沃什成为关注焦点。（布伦丹·斯米洛夫斯基/法新社/盖蒂图片社）
尽管总统有权任命美联储理事会成员，但联邦公开市场委员会的设立宗旨是根据经济状况而非政治压力来制定利率决策。
沃什周三强调了美联储的独立性，称美联储是基于对就业、经济实力和通胀前景的评估做出行动的。
特朗普的美联储愿景浮出水面，沃什将在国会山面临首次重大考验
当被问及对多次呼吁降息的特朗普有何表态时，这位美联储主席回答道：“关于和总统的讨论，我无可奉告。”
特朗普总统提名凯文·沃什领导美联储，但沃什的加息决定与总统降低借贷成本的呼吁相冲突。（罗伯托·施密特/法新社/盖蒂图片社）
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对特朗普而言，此时加息无疑是雪上加霜。
他的竞选纲领是提升民众负担能力，但加息可能会让美国家庭更难感受到经济纾困，也让本届政府难以向选民证明其经济承诺正在取得成效。负担能力和生活成本已经是中期选举的核心议题，借贷成本上升可能会进一步让特朗普的经济叙事复杂化。
阿曼达·马西亚斯负责报道商业、经济与政治的交集，重点关注政策决策如何影响市场、企业和美国工人。
The Fed just threw a wrench in Trump’s midterm economic message
September 17, 2026 6:00am EDT / Fox News
Higher interest rates could add hundreds of dollars to monthly payments for Americans buying homes or cars
By Amanda Macias Fox News
Fed hikes rates for the first time in three years
Gramercy Funds Management Chairman Mohamed El-Erian breaks down Federal Reserve Chairman Kevin Warsh’s decision to raise interest rates for the first time in three years despite President Donald Trump’s opposition, examining the potential impact on inflation, financial markets, economic growth and what the move could mean for consumers and investors on ‘America Reports.’
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With the midterms looming, President Donald Trump wants lower interest rates to ease the squeeze on American families. Instead, the Federal Reserve raised rates on Wednesday.
The decision is aimed at combating stubborn inflation, but it will make borrowing more expensive for voters and delivers a big hit to Trump’s economic promises with less than two months until Americans cast their ballots and determine which party will control Congress.
The Fed does not set the prices of groceries, cars or homes. But its decisions affect how much Americans pay to borrow money, especially when they buy a house or car. Higher rates can add hundreds of dollars to monthly payments, even when the price of the home or vehicle has not changed.
ONE LITTLE-KNOWN MEETING HELPS DECIDE WHAT AMERICANS CAN AFFORD — AND WHAT THEY CAN’T
The Federal Reserve sets the nation’s interest-rate policy, influencing borrowing costs for households and businesses.(Alex Wong/Getty Images)
The Federal Open Market Committee (FOMC) raised the federal funds rate by a quarter of a percentage point Wednesday, bringing it to a range of 3.75% to 4%. The increase — the Fed’s first in three years — was aimed at slowing inflation, which remains above the central bank’s 2% goal. Higher energy prices and tariffs have added to pressure on household budgets, and the Fed’s projections indicate that another rate increase could come later this year if inflation remains elevated.
The rate hike puts Kevin Warsh, Trump’s pick to lead the world’s most powerful central bank, at odds with the president’s push for lower borrowing costs.
The decision could strain their relationship and revive memories of Trump’s repeated clashes with former Fed Chair Jerome Powell.
TRUMP DANGLES $5,000 CHECKS AS DEBT SURGES — BUT ONLY IF GOP CAN CLEAR MAJOR MIDTERM HURDLE
The rate hike also puts Federal Reserve Chair Kevin Warsh in the spotlight.(Brendan Smialowski/AFP/Getty Images)
Although the president appoints members of the Fed’s Board of Governors, the FOMC is designed to make rate decisions based on economic conditions rather than political pressure.
Warsh underscored that independence Wednesday, saying the Fed acted based on its assessment of employment, the strength of the economy and the inflation outlook.
WARSH FACES FIRST BIG TEST ON CAPITOL HILL AS TRUMP’S FED VISION COMES INTO FOCUS
The Fed chairman was later asked what message he had for Trump, who has repeatedly called for lower rates.
He declined to discuss the president, saying, “I’ve got nothing for you on a discussion with the president.”
President Trump nominated Kevin Warsh to lead the Federal Reserve, but Warsh’s rate hike conflicts with the president’s calls for lower borrowing costs.(Roberto Schmidt/Getty Images)
The White House did not immediately respond to Fox News Digital’s request for comment.
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For Trump, the timing is difficult.
He campaigned on improving affordability, but the rate increase could make it harder for households to feel financial relief — and for the administration to show voters that its economic promises are producing results. With affordability and the cost of living already central issues in the midterm elections, higher borrowing costs could further complicate the president’s economic message.
Amanda Macias covers the intersection of business, economics and politics, with a focus on how policy decisions shape markets, businesses and American workers.
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