2026年9月15日 美国东部时间下午5:31 / 哥伦比亚广播公司新闻
作者：玛丽·坎宁安
玛丽·坎宁安是哥伦比亚广播公司财经观察栏目的记者，曾供职于《60分钟》、哥伦比亚广播公司新闻网及CBS News 24/7，参与过哥伦比亚广播公司新闻联合项目。查看完整简历
近几个月来，随着伊朗局势推高油价，美国人给汽车加油的开销越来越大。但这还只是高昂用车成本的一部分。
“用车成本飙升是本轮通胀危机中最出人意料的冲击，”美国海军联邦信贷联盟首席经济学家希瑟·朗在接受哥伦比亚广播公司新闻采访时表示。
该信贷联盟的一项分析显示，自2020年以来，汽车拥有成本上涨了50%。朗指出，最主要的原因并非油价上涨，而是维修成本飙升——过去五年间维修成本涨幅达到70%。
美国汽车协会（AAA）的数据显示，一辆新车在购入后的前五年里，平均维修成本约为1750美元。
“维修费用动辄数百美元，甚至高达数千美元，”朗说，“因此在很多方面，这些都是隐性成本。”
美国海军联邦信贷联盟表示，推高用车经济负担的其他主要因素还有汽车保险费率上涨、日常维护成本走高，最后才是油价跳涨。
根据LendingTree的统计，2026年美国汽车全险的年均保费为2124美元，最低责任险的年均保费为816美元。
朗表示，车主现在会更久地保留自己的车辆，这往往会导致更高的服务费。美国交通部数据显示，2025年美国乘用车的平均车龄为14.5年。
朗指出，如今的汽车搭载了更多电子部件和传感器，维修成本也更高。此外，汽修技工短缺也让他们能够抬高服务报价。
“如今优秀的汽修技工完全可以自己定价，他们也确实这么做了，”她说。
汽油仍是美国车主的核心开支之一。美国汽车协会的数据显示，目前全美加油站的平均油价为每加仑4.33美元，自2月底伊朗局势升级以来上涨了45%。
美国汽车协会的另一项分析显示，拥有并运营一辆新车的年均成本为12863美元，即每月1071.92美元。
编辑：阿兰·谢特尔
https://www.cbsnews.com/video/how-to-make-your-car-last-longer-and-avoid-costly-repairs/
Own a car? You’re getting socked by higher prices, and not only for gas
September 15, 2026 5:31 PM EDT / CBS News
By Mary Cunningham
Mary Cunningham is a reporter for CBS MoneyWatch. She previously worked at “60 Minutes,” CBSNews.com and CBS News 24/7 as part of the CBS News Associate Program. Read Full Bio
Americans have had to shell out more to fill up their cars in recent months as the war with Iran drives up prices at the pump. But those expenses go far beyond fuel.
“The rising cost of car ownership has been the big shocker of the inflation crisis,” Heather Long, a chief economist at Navy Federal Credit Union, told CBS News.
An analysis by the credit union found that car ownership costs have risen 50% since 2020. The main reason isn’t pricier fuel, but rather higher repair costs, which have surged 70% in the last five years, according to Long.
Repair costs average around $1,750 for a new car for the first five years of ownership, according to AAA data.
“Repair costs can be hundreds of dollars, if not thousands of dollars,” Long said. “So in many ways, those are the hidden costs.”
The other primary factors driving up the financial burden of having a car are rising auto insurance rates and higher routine maintenance costs, followed by the jump in gas prices, according to Navy Federal Credit Union.
The average cost of car insurance in 2026 is $2,124 per year for full coverage and $816 annually for minimum coverage, according to LendingTree.
People are holding on to their cars for longer, which often leads to higher service charges, Long said. The overall fleet age for passenger cars in the U.S. was 14.5 years in 2025, according to the Transportation Department.
Long said cars now have more electronic parts and sensors, which are more expensive to repair. A shortage of mechanics also allows them to charge more for their services.
“Good mechanics can really write their own price these days, and they’re doing it,” she said.
Gasoline still represents a core cost for American motorists, who are now paying an average of $4.33 at the pump, according to AAA, up 45% since the Iran war started in late February.
The cost to own and operate a new vehicle is $12,863 per year, or $1,071.92 per month, according to a separate analysis by AAA.
Edited by Alain Sherter
https://www.cbsnews.com/video/how-to-make-your-car-last-longer-and-avoid-costly-repairs/
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