2026年8月14日 美国东部时间上午10:59 / 哥伦比亚广播公司（CBS）新闻
作者：玛丽·坎宁安
玛丽·坎宁安是CBS财经观察栏目的记者，此前曾供职于《60分钟》、CBS新闻网及CBS新闻24小时频道，为哥伦比亚广播公司新闻实习生项目成员。
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美国各地飙升的房租正吞噬着城市里美国人薪水的很大一部分，持续的住房供应短缺让房租高企不下。
据齐洛（Zillow）房产平台数据，美国最昂贵的都会区纽约市的两居室公寓中位月租为4750美元，即每年57000美元。根据2023年美国人口普查局的数据，这一金额超过了美国家庭中位年收入的三分之二。
与此同时，高昂的住房成本正困扰着全美民众。齐洛的数据显示，美国全国年度中位房租目前为21480美元。这家房产公司估计，近一半的美国租房者都存在“成本负担过重”问题，即超过30%的收入都用于住房开支。齐洛发现，在有18岁以下子女的家庭中，54%的租房家庭都面临住房成本负担过重的问题。
“尽管房租涨幅已经放缓，但相对于收入水平，房租仍处于高位，疫情以来成本负担过重的租房者比例一直维持在50%左右。”齐洛与StreetEasy的高级经济学家肯尼·李在发给CBS新闻的邮件中表示。
房租高企对低收入群体打击尤甚。哈佛大学住房研究联合中心今年早些时候发布的报告显示，2024年年收入低于3万美元的租房者中，超过80%都存在住房成本负担过重的问题。
房租为何暴涨？
严重的住房短缺是房租飙升的主要原因。自2008年金融危机以来的20年间，美国住房建设长期不足，导致当前房地产市场存在470万套住房缺口。这一缺口也迫使更多人进入租赁市场，进一步加剧了住房供应紧张。
李表示，尽管有可用于开发的土地，但建筑开发因 zoning 区划限制和监管繁文缛节而陷入停滞，在需求旺盛的租赁市场造成了项目积压。
blob:https://www.cbsnews.com/aa477a64-88f3-4cf8-95d3-fbd020a1c455
“除非这些壁垒被拆除，否则供应无法跟上需求。”他说，“当大量民众争抢为数不多的住房时，房价就会上涨，对于本就稀缺的大户型公寓来说更是如此。”
以下是美国各城市典型两居室公寓的租赁成本。
一项旨在改善美国住房供应的两党法案已于今年早些时候生效，白宫称赞该法案是“我国历史上最全面、最重要的住房立法”。不过，尽管该法案有望在未来一段时间内增加住房供应，但专家表示，它不会立即缓解房价上涨压力。
编辑：阿兰·谢特
Americans’ paychecks are getting swallowed by rent. See how much people pay in major U.S. cities.
August 14, 2026 10:59 AM EDT / CBS News
By Mary Cunningham
Mary Cunningham is a reporter for CBS MoneyWatch. She previously worked at “60 Minutes,” CBSNews.com and CBS News 24/7 as part of the CBS News Associate Program.
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Sky-high rental costs across the U.S. are swallowing up a large share of Americans’ paychecks in cities, as a stubborn supply shortage keeps prices elevated.
According to Zillow, the median rent for a two-bedroom home in New York City, the country’s priciest metro area, runs $4,750 a month — or $57,000 a year. That’s more than two-thirds of the median household income, according to 2023 Census Bureau data.
Meanwhile, the high cost of keeping a roof over your head is weighing on Americans across the country, with the median annual rent now at $21,480, Zillow’s data shows. The real estate firm estimates that nearly half of all U.S. renters are “cost-burdened,” meaning that more than 30% of their income goes toward housing expenses. Among families with children under 18, 54% are rent-burdened, Zillow found.
“While the pace of increases has slowed, rents remain at a high level relative to income, and the share of cost-burdened renters has held at around 50% since the pandemic,” Zillow and StreetEasy senior economist Kenny Lee told CBS News in an email.
Painfully high rent is particularly hard on low-income people. More than eight in 10 renters earning under $30,000 a year were cost-burdened in 2024, according to a report released earlier this year by Harvard University’s Joint Center for Housing Studies.
Why have rents spiked?
A severe housing shortage is the main reason rents have surged. The housing market faces a shortfall of 4.7 million homes, the result of two decades of underbuilding that began after the 2008 financial crisis. That gap also pushes more people into the rental market, further straining housing supply.
Lee said that while there’s land available for development, construction has been bogged down by zoning restrictions and regulatory red tape, creating a backlog of projects in high-demand rental markets.
blob:https://www.cbsnews.com/aa477a64-88f3-4cf8-95d3-fbd020a1c455
“Until those barriers come down, supply can’t catch up,” he said. “When you have a lot of people competing for too few homes, prices go up, particularly for bigger apartments that are already in scarce supply.”
Here’s what it costs to rent a typical two-bedroom apartment in cities across the U.S.
A bipartisan bill intended to shore up the nation’s supply became law earlier this year, with the White House hailing it as “the most comprehensive and consequential housing legislation in the history of our country.” However, while it’s expected to boost supply over time, experts say it won’t immediately ease price pressures.
Edited by Alain Sherter
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