2026年8月12日 / 美国东部时间上午11:41 / 哥伦比亚广播公司新闻（CBS News）
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据周三发布的两份最新预估报告显示，随着美国通胀连续两个月回落，美国老年人及其他社会保障金领取者2027年获得的生活成本调整金额可能比今年早些时候的预测更低。
美国老年人权益倡导组织“老年公民联盟”称，根据周三公布的7月消费者价格指数（CPI）数据，2027年的生活成本调整幅度预计为3.6%。该组织一个月前的预估增幅为3.8%。
另据面向50岁以上人群的 advocacy 组织美国退休人员协会（AARP）周三发布的消息，该机构当前预计2027年的生活成本调整幅度为3.5%，略低于此前3.6%的预测。
尽管预估的调整幅度有所回落，但3.5%至3.6%的增幅仍将是2023年以来社会保障金年度调整的最大涨幅。
美国退休人员协会和老年公民联盟均下调了预估幅度，原因在于周三公布的7月CPI报告显示，当月年化通胀率从6月的3.5%回落至3.4%。
据美国社会保障总署数据，截至今年1月，退休职工的平均月度社会保障金为2071美元。这意味着3.6%的生活成本调整将使平均月度福利增加约75美元，到2027年初升至约2146美元。
不过这一调整预估并非最终定论。美国社会保障总署将在9月CPI报告公布后，于10月14日正式公布2027年的调整幅度。官方年度生活成本涨幅将综合7月、8月和9月的消费者价格指数数据确定。
生活成本调整的初衷是为了让社会保障金跟上通胀步伐，但由于该调整基于过往物价涨幅，老年人往往会感觉自己的财务状况在不断恶化。例如，今年1月起实施的2026年生活成本调整幅度为2.8%，但自3月以来，通胀率一直高于这一水平。
“老年人不会把通胀当成图表上的百分比来看待，”老年公民联盟执行主任香农·本顿在一份声明中表示。“坦率地说，老年人不得不等待生活成本调整来追平已经推高食品杂货、住房、医疗费用和保险保费的物价，这实在令人愤怒。”
老年公民联盟在6月的一项调查中发现，许多老年人对社会保障金的生活成本调整感到不满，其中89%的受访者表示，2026年2.8%的涨幅不足以让福利跟上通胀水平。
本文编辑：阿兰·谢尔特
https://www.cbsnews.com/video/75-percent-income-isnt-keeping-up-inflation-poll/
Social Security 2027 COLA estimate is shrinking as inflation cools. Here’s what to know.
August 12, 2026 / 11:41 AM EDT / CBS News
By
With U.S. inflation easing for two consecutive months, older Americans and other Social Security recipients may see a smaller cost-of-living adjustment for 2027 than was forecast earlier this year, according to two new estimates published Wednesday.
The 2027 COLA is now projected at 3.6%, based on the July Consumer Price Index figures released on Wednesday, according to the Senior Citizens League, an advocacy group for older Americans. A month ago, the group projected a 3.8% increase.
Separately, AARP, an advocacy group for people over 50, said on Wednesday that it now projects a 3.5% COLA for 2027, down slightly from its earlier forecast of 3.6%.
Despite the dip in the projected COLA, a benefit increase of 3.5% to 3.6% would represent the biggest annual adjustment in Social Security payments since 2023.
Both AARP and the Senior Citizens League lowered their forecasts due to today’s July CPI report, which showed the annualized pace of inflation cooled last month to 3.4%, from 3.5% in June.
The average retired worker received $2,071 a month in Social Security benefits as of January, according to the Social Security Administration. That means a 3.6% COLA would increase the average monthly benefit by about $75, raising it to roughly $2,146 a month at the start of 2027.
That COLA forecast isn’t set in stone, given that the Social Security Administration will announce the official 2027 adjustment on Oct. 14, after the September CPI report is released. The official annual cost-of-living bump will be based on the July inflation figures, as well as CPI data for August and September.
The COLA is designed to keep Social Security benefits ahead of inflation, but because it is based on past price increases, seniors can feel as if they are losing ground financially. For instance, the 2026 COLA, which took effect in January, was set at 2.8%, although inflation has run hotter than that level since March.
“Seniors don’t experience inflation as a percentage on a chart,” Senior Citizens League Executive Director Shannon Benton said in a statement. “Frankly, it’s infuriating that seniors must wait for a COLA to catch up with prices that have already driven up their grocery bills, housing costs, healthcare expenses and insurance premiums.”
Many seniors are frustrated with their Social Security cost-of-living adjustments, with 89% saying the 2026 2.8% hike left their benefits short of inflation, the Senior Citizens League found in a June survey.
Edited by Alain Sherter
https://www.cbsnews.com/video/75-percent-income-isnt-keeping-up-inflation-poll/
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