2026年8月4日 / 美国东部时间下午1:54 / 哥伦比亚广播公司新闻（CBS News）
作者：梅根·塞鲁洛 记者，MoneyWatch频道
梅根·塞鲁洛是驻纽约的CBS MoneyWatch记者，报道中小企业、职场、医疗保健、消费者支出和个人理财话题。她定期做客哥伦比亚广播公司新闻24小时频道讨论相关报道。
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近日一项研究显示，美国35岁以下成年子女搬回父母家中居住的人数创下历史新高，原因要么是无力负担自有住房，要么是希望在生活成本不断上涨之际省钱。
房地产信息平台Realtor.com的数据显示，2025年共有2520万35岁以下成年人与父母同住，这一比例高于新冠疫情期间的水平。
这家在线房地产公司发现，许多搬回父母家的成年子女都有工作，但工资涨幅跟不上通胀。在25至34岁与父母同住的人群中，约七成有工作。
34岁的商业教练、网络内容创作者卡利·高德罗就是近期搬回家住的美国人之一。她告诉哥伦比亚广播公司新闻，自己在南卡罗来纳州与同居男友分手后，无力独自承担生活开支。
高德罗年收入约6万美元，她表示自己可以分担房租，但无法独自承担全部费用。
“除了房租，还要还学生贷款或车贷，我认为年收入低于8.5万美元的话，日子真的很难过。”高德罗说道。
“整个社会都必须做出应对”
和她一样面临财务困境的人不在少数，随着房价上涨和抵押贷款利率上升，许多美国人的购房梦越来越遥不可及。近期LendingTree的一项分析显示，不到四成非房主家庭有能力购买一套典型的入门级住房。
“整个社会都必须做出应对，”宾夕法尼亚大学沃顿商学院房地产教授苏珊·瓦克特告诉哥伦比亚广播公司新闻，“这是全方位的负担能力问题，不只是房价和抵押贷款的问题。”
高德罗的计划似乎正在见效。通过与父母同住省下房租后，她计划在11月搬进属于自己的住处。
艾米·皮奇编辑
杰里卡·邓肯为本报道撰稿。
Record number of U.S. adults are moving in with their parents as costs rise, study finds
August 4, 2026 / 1:54 PM EDT / CBS News
By Megan Cerullo Reporter, MoneyWatch
Megan Cerullo is a New York-based reporter for CBS MoneyWatch covering small business, workplace, health care, consumer spending and personal finance topics. She regularly appears on CBS News 24/7 to discuss her reporting.
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A record number of adult children under 35 in the U.S. are moving back in with their parents, either because they can’t afford homes of their own or because they want to save money amid the rising cost of living, according to a recent study.
In 2025, 25.2 million adults under 35 lived at home, according to Realtor.com, which found that the share of adults living with their moms and dads was higher than it was during the COVID-19 pandemic.
Many of these adults moving back in with their parents are employed, but their wages aren’t keeping up with inflation. Among the 25- to 34-year-olds living at home, roughly 7 in 10 have jobs, the online real estate firm found.
Karleigh Gaudreau, a 34-year-old business coach and online content creator, is among the Americans who recently moved back home, telling CBS News she couldn’t afford to live on her own after breaking up with a boyfriend she had been living with in South Carolina.
Gaudreau, who earns about $60,000 a year, said she could afford to split rent but couldn’t cover the full cost alone.
“To be able to afford that on top of your student loans or car payment, it’s really hard to function off of anything, I believe, less than $85,000,” Gaudreau said.
“Society as a whole has to respond”
She’s hardly alone in her financial struggles, as the dream of homeownership slips further out of reach for many Americans amid rising home prices and higher mortgage rates. Fewer than 4 in 10 non-homeowner households can afford a typical starter home, according to a recent LendingTree analysis.
“Society as a whole has to respond,” Susan Wachter, a professor of real estate at the University of Pennsylvania’s Wharton School of Business, told CBS News. “It’s affordability across the board. It’s not just the price of the home and the mortgage.”
Gaudreau’s plan seems to be paying off. After saving money on rent by living with her parents, she plans to move into a place of her own in November.
Edited by Aimee Picchi
Jericka Duncan contributed to this report.
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